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Today's Rates
New York properties are subject to an additional .25 percentage point fee.
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Patrick McRedmond
Senior Loan Officer
150 Danbury Road
Ridgefield, CT 06877
Office: (203) 431-7552
Blackberry: (203) 648-7222
Patrick has more than fourteen years of experience in the Mortgage industry, and has been with Fairfield County Bank since 1995. His office is located at the Main Office at 150 Danbury Road, Ridgefield, CT.
He prides himself on treating every client like a family member and in taking great care with keen attention to detail to their mortgage needs, expectations and concerns. Whether his customers need a mortgage, a construction loan, a home equity line of credit, or have been thinking of refinancing, Patrick will tailor a plan to fit the unique needs of each borrower. Read more about Patrick McRedmond
CONTACT ME
Important Notices
- Please note that interest rates are subject to change without notice and the interest rate you lock and fees at closing may be effected by criteria such as (but not limited to): type of property; market fluctuations; credit qualifications; escrow/impounds; mortgage insurance; float-down fees; rate-lock period; and underwriting criteria such as the loan-to-value ratio. Rate-lock period may also be impacted by certain criteria noted above.
- For loans with less than 20% down payment borrower-paid mortgage insurance may apply.
Adjustable Rate Mortgages (ARM)
- ARM interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires.
- ARM offer fixed interest rates for initial periods of the loan, after which your interest rate and monthly payment may increase. Thereafter APR and payments will change annually and may increase for the remaining life of the loan.
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